Motor Insurance

Introduction

Motor-Vehicle Insurance is a contract of indemnity against loss/damage to the insured motor-vehicle during the period of cover. For insurance purpose, motor-vehicles are classified into 3 categories:

  1. Private Car,
  2. Motor Cycle/Scooter, and
  3. Commercial Vehicle    [Passenger/Goods Carrying].

Accordingly, Risks are classified into 3 Sections :

  1. Comprehensive,
  2. Third Party, and
  3. Personal Accident and Medical Cover of Driver, Passengers etc.

In addition, Riot, Strike Damage (RSD) can be included with additional premium.

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